http://www.evildebt.com/debt/credit-card-debt.html Wash away your credit card debt - like so many buckets of blood. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 Got credit card debt? What would Bruce Campbell do? Maybe he'd use his appendage as a chainsaw accessory to destroy his credit cards. Maybe he'd contact each of his creditors and force a pencil through each of their ankles. This could work for Campbell, but maybe it would be a better idea for you to rethink your options. Or not. Who knows what the debt services might help you to achieve? A new lease on your credit card debt What you can do is take a firm stance against your credit card debt. Do you think Campbell's cartoonish portrayal of Ash would succumb to a minor thing like credit card debt? Neither do we. Just envision yourself in his shoes and channel his bad ass energy and soon you will be determined to fight the good fight against the greatest source of frustration for you. Whatever it takes to defy your debt - summon your inner Book of the Dead and soon you'll be washing away your debt like so many buckets of blood. The bloody truth about credit card debt The point is - you should take action. Even Ash's girl Linda knows the importance of communication. The worst possible thing you can do is to ignore your debt. At the very least, contact your creditors and let them know what the problem is. Or, if this is too much for you, and you need to start off in baby zombie steps, at the very least, you can write your creditors letters. Explain your predicament in the letters. Keep copies of them. What this will do is create a log of your accountability. Some will even go so far as to have the letters certified. The choice is yours. What would Bruce do, we wonder? Bruce would have you know, you've got some options - axe-wielding options. Change of scenery - erase credit card debt How can one launch their massacre against debt? Start by browsing around, looking for free offers of debt relief advice. Talk to some professionals within the industry. You may be able to get a free consultation. Read up. Just like that doomed group of kids did when things started taking a turn for the worse, so long ago in a po dunk town in Tennessee. Unlike them, reading up on your alternatives can only make you stronger and more able to make the right decision when faced with debt. Perform a credit card debt exorcism Bruce would want you on the debt free track. Check out any means possible to get there. Weigh the pros and cons. You may not even need to enter a reduced repayment plan, like as in the case with debt consolidation. How good are your negotiation skills? If you're a smooth talker, you can contact your creditors, outlining your circumstances, and ask them what they can do for you. Bruce thinks the only approach is to go for the jugular. So why not ask them to bring down your balances by mutilating any trace of accumulated nuisance fees? You know, those gruesome goblins that pray on your balance each month, spiking it up with inflated charges when you are late on a payment. Nuisance fees also include any of the other phantom fees that show up, unexpected, unexplained. Banish the credit card debt monsters Take the Directors chair as our legendary Sam Raimi did, and do incredible things with your money. If you take his approach, you certainly won't go over budget! We have a sneaking suspicion you will soon be screaming with delight. You know, credit card debt relief can be had. You don't have to live like a refugee any longer. Escape the bubonic plague of debt - student loan debt - when you enter into an agreement with one of the consolidation plans that addresses this specific debt, exclusively. Act before Summer of 2006 and be rewarded with record-breaking low interest rates - lock them in with a fixed rate. This way your rate will stay at this incredibly low percentage for the life of repayment - regardless of market fluctuations. You're history, baby Cause if there is anything the Occult and residents of detest, it's those darn market fluctuations. Just consider this - there are power tools out there that can really make a difference in your effective debt management strategy - those who don't learn about them and then take advantage of them - are worse off than the oddball virgin in the crowd, headed in the direction of the creepy cabin in the woods. If it were any other horror script, you'd probably end up the survivor - but you just might get violated by a tree and go crazy in the process. And if you're Campbell's annoying girl - your history, baby. Credit counseling is an unpredictable but necessary thing. Get it and restore your credit. Evil Debt - don't forget who said it. Sat, 26 Jul 2008 15:00:00 EDT